NFIP Services & Consulting Group ("the Company," "we," "us," or "our") is committed to protecting the privacy and security of your personal information. This Privacy Policy explains how we collect, use, disclose, and safeguard information when you visit nfipservices.com or interact with any of our services. By using our Site, you consent to the practices described in this policy. If you do not agree, please discontinue use of the Site immediately.

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1. Information We Collect

Information You Provide Directly

We collect information you voluntarily submit when you fill out forms, request information, or otherwise communicate with us. This may include your name, mailing address, email address, telephone number, and any financial information relevant to the advisory services you are seeking.

Information Collected Automatically

When you visit the Site, certain data is collected automatically through cookies and similar tracking technologies, including your IP address, browser type and version, operating system, referring URLs, pages viewed, time spent on the Site, and other diagnostic data. This information is used to analyze usage patterns and improve our services.

Information from Third Parties

We may receive information about you from third-party partners, service providers, and data aggregators in connection with the financial consulting services we offer. This information is used only as permitted under this Privacy Policy and applicable law.

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2. How We Use Your Information

The Company uses collected information for the following purposes:

• To respond to inquiries and provide financial consulting and advisory services.
• To communicate with you regarding our services, updates, and promotional materials (subject to your consent preferences).
• To improve and personalize your experience on the Site.
• To comply with applicable legal obligations and regulatory requirements.
• To detect, prevent, and address fraud, unauthorized access, or other harmful activity.
• To send transactional or administrative messages related to your interactions with us.

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We do not use your personal information for automated decision-making or profiling that would have a legal or similarly significant effect on you without your prior consent.

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3. Disclosure of Your Information

We do not sell or rent your personal information to third parties. We may share your information in the following limited circumstances:

• With service providers and contractors who assist us in operating the Site and delivering services, subject to confidentiality obligations.
• With financial industry partners, where you have requested information or services that require such disclosure.
• As required by law, regulation, court order, or governmental authority.
• In connection with a merger, acquisition, or sale of Company assets, provided the successor entity agrees to honor this Privacy Policy.
• To protect the rights, property, or safety of the Company, its users, or the public.

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4. SMS Messaging and Data Sharing

If you consent to receive SMS messages from the Company, your mobile phone number and opt-in consent are stored securely and used solely to send you promotional and informational messages. We do not share your SMS opt-in data or consent with third parties for their own marketing purposes.

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No mobile information will be shared with third parties or affiliates for marketing or promotional purposes. All other categories exclude text messaging originator opt-in data and consent; this information will not be shared with any third parties.

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Message frequency may vary. Standard message and data rates may apply. You may opt out at any time by replying STOP to any message. For assistance, reply HELP or contact us at support@nfipservices.com.

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5. Cookies and Tracking Technologies

The Site uses cookies, web beacons, and similar technologies to enhance your browsing experience, analyze traffic, and support certain site functionality. Cookies are small data files stored on your device that help us recognize you and remember your preferences.

You may configure your browser to reject cookies or notify you when cookies are being set. However, some features of the Site may not function properly if cookies are disabled. We do not respond to "Do Not Track" signals at this time, though we continue to evaluate our approach as standards evolve.

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6. Data Retention

We retain your personal information for as long as necessary to fulfill the purposes outlined in this Privacy Policy, comply with legal obligations, resolve disputes, and enforce our agreements. When information is no longer required for these purposes, we take commercially reasonable steps to delete or anonymize it.

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7. Security of Your Information

The Company employs administrative, technical, and physical safeguards designed to protect your personal information against unauthorized access, disclosure, alteration, and destruction. These measures include encrypted data transmission, access controls, and regular review of our data handling practices.

However, no method of transmission over the internet or electronic storage is completely secure. While we strive to use commercially acceptable means to protect your information, we cannot guarantee absolute security. You are responsible for maintaining the confidentiality of any credentials you use to access our services.

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8. Your Privacy Rights

Depending on your state of residence, you may have certain rights regarding your personal information. These may include the right to access, correct, or delete information we hold about you, to opt out of certain uses of your data, or to receive a portable copy of your data. To exercise any of these rights, please contact us using the information in Section 10 below.

Florida residents and residents of other states with applicable privacy legislation may have additional rights under state law. We will respond to verified requests within the timeframes required by applicable law.

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9. Children's Privacy

The Site is not directed to individuals under the age of 18, and we do not knowingly collect personal information from minors. If we become aware that we have inadvertently collected information from a minor, we will take prompt steps to delete such information from our records. If you believe a minor has provided us with personal information, please contact us immediately.

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10. Changes to This Privacy Policy

The Company reserves the right to update or modify this Privacy Policy at any time. When changes are made, the revised policy will be posted on this page. Your continued use of the Site following any such update constitutes your acceptance of the revised Privacy Policy. We encourage you to review this page periodically to stay informed about how we are protecting your information.

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11. Contact Us

If you have questions, concerns, or requests related to this Privacy Policy or our data practices, please reach out to us:

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NFIP Services & Consulting Group

111 N Orange Ave, Orlando, FL 32801

Phone: (888) 687-6119

Email: support@nfipservices.com

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